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PROFILE

David

National Bank Examiner, Risk Specialist

Santa Ana, Calif.

The intellectual challenges allow for a high level of engagement; the work is never boring.

 

Education: California State University, BS in management information systems
Joined OCC in 2011

My Path to the OCC

I came to the Office of the Comptroller of the Currency (OCC) in 2011, when the agency merged with the Office of Thrift Supervision (OTS). I began working as a thrift regulator at the OTS in1988, after working for several years in real estate.

My Workday

I help prepare Comptroller’s Handbook booklets, which provide guidance on credit matters for examiners and bankers. During 2015, we published the residential real estate and credit card lending booklets. I also spend about a third of my time working on bank examinations. I live in California, but spend much of my time working in Washington, D.C., with my colleagues at headquarters

On Being an Examiner

I have really enjoyed my work as a bank examiner. The industry is always changing, and there are always emerging issues. By participating in various types of exams, I am learning and growing as an examiner all of the time. The intellectual challenges allow for a high level of engagement; the work is never boring.

Continuing Education

The OCC offers many formal and informal training opportunities. I attend and speak at trade events, as well as earn accreditations and certifications in my field. There is always the opportunity to learn something new.

Outside of Work

When I’m home in California, I enjoy swimming and surfing in the Pacific Ocean. My wife and I love visiting lighthouses on both the east and west coasts, and my travels with the OCC help make that possible. We are also very proud parents of four grown children.


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