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PROFILE

Larry

Associate National Bank Examiner

Washington, D.C.

One factor that motivated me to join the Office of the Comptroller of the Currency was the investment it makes in its employees.


Education: University of Virginia, BA in economics and Loyola, MBA
Joined OCC: 2013

My Path to the OCC

I’ve always had an interest in the financial services industry. I started my career at an investment management firm in Maryland and learned of the bank examination opportunity online. I was attracted to the Office of the Comptroller of the Currency’s (OCC) reputation as one of the best places in the federal government to work. The agency has been around since 1863, and I viewed it as a reputable, established organization.

Professional Development and Training

One factor that motivated me to join the OCC was the investment it makes in its employees. Examiners spend their first six to eight months on a training team, which goes hand in hand with on-the-job experience. It rounds out your understanding when you experience something firsthand on an exam and reinforces the information in the classroom.

A Day on the Job

I typically travel to banks in the Washington, D.C., area with a team of three to 10 examiners. Each team member has a different responsibility. One person may focus on asset quality and another might oversee compliance.

As a new examiner, you get involved in many areas. I’ve worked on compliance, capital, and sensitivity to market risk. I tend to prefer the financial side of exams and may eventually focus on capital markets.

Advice

Be open to meeting new people. Just talking to people on the training team really helped me when I started working at OCC. I talked to seasoned examiners who had been on the job for 30 years. They helped me grow my network and gain a deeper understanding of the profession.


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